it’s peace of mind.
Life insurance is important for everyone to have, regardless of their age. Since we never know for sure when or why we might need it, it's important to have some protection for your loved ones.
You might need life insurance if you are:
Life protection that will expire at the end of a set term (e.g. after 5, 10, 20 years) and which does not accumulate any value. It is a pure insurance product: simple.
A combination of life insurance and an investment component. A portion of your premiums go into your account, increasing your net worth. You can choose how the investment component is invested. Universal Life typically comes at a higher cost than a Term Policy.
One of the most complex life insurance products. Like Universal Life, a Whole Life policy also has both insurance and investment components. However, they typically offer less flexibility (e.g. the insurer decides how the investment component is invested). This product is also more expensive than Term Life insurance.
Insurance proceeds can fund many types of expenses
Protect your family from the rising cost of both unexpected and routine health-related services. Health and dental insurance plans are simple, affordable ways to fill the growing gaps in your government and employee health insurance plan. Choose from a variety of plans with varying levels of protection, so you'll pay only for the coverage you really want and need.