Civil Liability Coverage
This will protect you if you’re responsible for injuring someone or damaging someone else’s property (Bodily Injury & Property Damage).
If you’ve been in a collision and you need medical or rehabilitative care because of your injuries, or partial income if you need time off work.
It doesn’t matter whether the accident was your fault or someone else’s. Most of these benefits come with optional limits that you can choose.
To view the Accident Benefits Coverage information, download the PDF here:
If you own a vehicle in Ontario, you’re required by law to purchase coverage in case an accident occurs, let us help you make the right choice.
If you’re in an accident with a driver who doesn’t have insurance or if you can’t identify the vehicle; for example, if you’re a victim of a hit and run.
Direct Compensation - Property Damage (DCPD)
If you’re ever in an accident that’s not your fault, DCPD may cover the damage to your car and everything in it.
To view the standard Ontario Automobile Policy (O.A.P.1), please click here:
We understand that insurance terms can sometimes be a bit confusing, so our licensed insurance brokers are standing by, ready to help. If you need a hand, please call us and we’ll answer your questions.